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CPST_Manda
08-24-2011, 08:39 AM
Hello everyone,

I'm hoping to care for a couple of kids beginning in October, as I'm preparing my home for care in the interim. I have a 3yo DS and a 19mo DD who I have been home with for 3 years. I have an enormous love and respect for children and feel that being a DCP to a couple of kids would benefit everyone :)

I'm wondering if I need to purchase any special insurance for liability etc?

TIA!

Play and Learn
08-24-2011, 08:43 AM
YES! Contact your home insurance, and see how many children you're allowed, and find out the prices for that. Otherwise, find someone else.

I believe there are some threads here about home and daycare insurance that you can search.

Judy Trickett
08-24-2011, 08:50 AM
Yes, daycare liability insurance is imperative. If you are operating a daycare out of your home and do NOT have a daycare rider and something happens TO your home (fire, flood etc) the insurance company will not cover you.

CPST_Manda
08-24-2011, 09:02 AM
Thanks ladies! I am going to phone them right now :)))