EI for maternity leave

[LizzyGrant]

Hi everyone. I'm sure this matter has been brought up at some point on this forum, but if you are contributing to EI, when you do receive EI for a mat leave, is it based on your net income? I worry because when my hubby and I do get pregnant, my net income from last year didn't look like a whole lot, after all of my deductions. Anyone have experience with this??
Thanks a lot!

[CrazyEight]

Yes, EI is based on your net income. You usually get 55% of your last year's income, after taxes and deductions. The only way you can get more than that is if your net HOUSEHOLD income (so you and your husband together) is under 25,000 a year. Then it can get bumped up to a maximum of 85%.

[Gloucestermom]

Yes, it is 55% of your net income, after expenses.
I didn't know this before I went on it in October to have my son, and I ended up getting about $300 less a month than I was expecting!

[LizzyGrant]

Yes, my net income is a scary low amount so this is good to know. Time to start saving for sure. Thanks for your responses :)