Hi, I'm new to this site and to the whole daycare business... I'm thinking about starting a private Before and After School care for K to Grade 6 and I have a few questions: How do I go about insurance/ liablility? Any tips? Are there any restrictions as to how many kids I can take on? What are the going rates for B/A care for school kids and kindergarten kids? What is the going rate for PD days and vacation days? Would I charge an additional fee for field trips? Thanks!!