Running a day care and want a loan !!!!!
Hello all, I live in Ottawa Ontario and run a daycare. My husband and I tried to get a loan so we can consolidate our debt as we are expecting baby #3. We were denied said is was not due to our credit !! It was because of ME running a daycare and after income tax it looks like I made nothing ! So frustrated !!!! Is there any banks that recognize me as a working human ??? We tried with Scotia bank which our Mortgage is with. And we cant re-finance yet either as we did a no down payment mortgage 6 years ago and we just started building equity and there is not enough apparently. Would like any tips or names of another bank that will look at the fact that I did make $32,000 the last 2 years. Thank you very much