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I realize that I probably have taken more sick days than most, and my DC parents are somewhat unhappy about it, but I do not take time unless absolutely necessary. (eg unless high fever, kids with high fever, vomiting etc..).
Being self employed, with contracts to provide care to others, then just as parents need a plan B, so do you. It`s one thing to take time off if YOU are ill but if you have taken 5 days yourself and also closing when your own children are ill, you need to reassess your own plan B. If you have a spouse, then perhaps he needs to be home when your own children are ill so that he can care for your children while you run your business. After all, this is the exact same situation you are requiring of your clients with the added time for your own sickness - that they look after their own child when their child is sick and that they look after their own child when you are sick.