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Type: Posts; User: Julie

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  1. Replies
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    4,758

    Thanks everyone. yes our no down payment percent...

    Thanks everyone. yes our no down payment percent was pretty steep we were paying 5.9% . ALmost $1000 bi-weekly !! FUN that was. But we now are at 2.8% so that's great. We had to renew last June so...
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    4,758

    Running a day care and want a loan !!!!!

    Hello all, I live in Ottawa Ontario and run a daycare. My husband and I tried to get a loan so we can consolidate our debt as we are expecting baby #3. We were denied said is was not due to our...
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    So everyone after reading all your wonderful...

    So everyone after reading all your wonderful words of having three kids im happy to announce im pregnant with baby number three. I find out what im having next Friday hopefully. Due on Halloween but...
  4. Wow thank you. You mad this so much clearer for...

    Wow thank you. You mad this so much clearer for me I get in now. Very much appreciate the advice and help.
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    10,566

    Rachael thank you very much for your response. ...

    Rachael thank you very much for your response. Im am very happy that you did find happiness here and all is well with you. You make a great point about just adapting to what life throws at you. I...
  6. Running a daycare and wanting to buy a new house ! Is it possible

    Hi everyone, I have been dreaming of buying a bigger home for over a year now. But now that the time is getting closer to maybe thinking seriously about it I have come across some issues. Like...
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    Thinking of baby #3 and scared

    So my husband and I want a third baby. My fear is that my son was a very difficult baby. My daughter an angle do I jinx this LOL. My daughter is 2 and a mommies girl and jealous, Very jealous as I...
  8. Thread: Raising my rate

    by Julie
    Replies
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    1,852

    Raising my rate

    Hello everyone, I need a bit of help, I want to change my daycare to low ratio and raise my Rate. Im currently $36 a day and would like to raise it to $40. My issue is that I just raised my rate last...
  9. Teacher clients Do you charge them when off for summer ?????

    HI everyone Was wondering if any of you daycare providers have a teacher as a client. My question is what do you charge them when they are off for the summer or do you charge them at all. Please help...
  10. Thanks again my mind is at ease now and I'm going...

    Thanks again my mind is at ease now and I'm going go this route. My only problem is that im going to have to have a C section because my last two were as well. So six weeks no lifting. But im sure if...
  11. Thanks sassygirl we were talking about that...

    Thanks sassygirl we were talking about that option him staying home. off topic question how is it going from 2 3 kids is it hard or pretty easy ?? Im afraid my daughter who is a huge mommies girl is...
  12. When I called the EI people a year or so ago they...

    When I called the EI people a year or so ago they had told me it is only good for having a baby could not use it for sick or anything ?? How did you go about this. We are not planning for #3 for...
  13. Yes he does he get two weeks. But we were...

    Yes he does he get two weeks. But we were thinking off him taking paternal leave or whatever it is called. and me going back to work as early as I can as I will have a C section again for #3. it...
  14. Running a daycare and getting pregnant ! Any one pay into mat leave?? HELP

    Hello Ladies,
    Me and my hubby are starting to think about baby #3. Was wondering if any of you collected EI (mat leave with your daycare.) Would you recommend it ? Or should I just try to put money...
  15. Been looking for new clients since Aug and have not got one call???

    Just wondering if there are slow time's and HOT time to post for your daycare i have been advertizing since Aug when i was on Mat leave and post clients cancelled on me didn't want to switch there...
  16. Tightening in stomach and how to get what i need from fish when i can't eat it

    Hi everyone just wondering if it's normal to have painless tightening in your stomach at 16 weeks. I remember this at the end with my son but not this early. Im not to worried but was just...
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    Oh thank you all so much. I am now 4 month along...

    Oh thank you all so much. I am now 4 month along and finally got my midwife and am going for the VBAC. I feel so much more calm knowing all of you had the same feelings. Thanks again and i hope you...
  18. Thread: Run by parents

    by Julie
    Replies
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    6,404

    Hi Pookie ! I think you should just say that...

    Hi Pookie !
    I think you should just say that things are changing i have been to lenient with certain thing in my contract and you are going to be referring to the contract much more from hear on...
  19. Can anyone tell me how the income tax thing works for daycare.

    I keep all my receipts for groceries and gas i mark things on the receipts that are for the daycare by putting a check mark beside it. Am i wasting my time doing this or is it good that im trying to...
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    Oh thank you so much for your input that makes me...

    Oh thank you so much for your input that makes me feel a lot better about my decision and that it can happen. I to had strep B with my first and he was 10' 16' let hope this one isn't as big LOL
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