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Well that was easy! I'm currently insured with State Farm/Certa Home and I pay $250 a year for daycare ryder with 5mil liability. I just spoke to the actual insurance agent, not a rep, who said the...

I think this seems to be the belief of many from what I've heard, but I have never found any official legal documentation to support this. Insurance companies rules for coverage is entirely up to...

Thanks for this link Lee-Bee. This refers specifically to Licensed home daycare agencies, so as an independent unlicensed daycare, this does not apply to me. I know a number of providers in...

I'm curious to know if any providers have a swimming pool? I understand the huge liability of having one and also the issue with insurance, but I'm considering getting an above ground pool with...