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yes I agree and I am now updating my insurance to 5 ml as houses in Vancouver cost 1.5 ml or more !!!!

This sounds like a good one to check out :)

I set it up 15 years ago and it is for 1m .....not sure if it is enough for today.
Your quote of $500 a year for 5m , what insurance is that with ?

I am in BC and I keep my home and daycare insurance separate.
the daycare insurance is with WESTERN financial Group in Kelowna and is about $250 a year and I can pay monthly.