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  1. Actually, Mickyc raises a very relevant point....

    Actually, Mickyc raises a very relevant point. It's not just your earnings which matter. It's your debt load.

    Someone who earns $100k but has credit card bills, car repayments, retail debt,...
  2. This is correct - but you are misunderstanding...

    This is correct - but you are misunderstanding with regards to "what you have made".

    Every single business has business expenses or operating costs. For us, that includes food, milk, supplies,...
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