I'm looking for insurance as well. I'm currently with TD but as kangaroomama said, they don't really cover daycare and they only cover up to 6 kids including your own (I have 2, so this would limit me to 4 dck). I tried Coseco as suggested by spixie but unfortunately, they only deal with group insurance (they are the group branch for Cooperators). State Farm and Cooperators are both a bit more expensive. Any other suggestions?