Hello all,

I am a private dayhome provider. My home insurance company won't insure me for any liability because I am running a dayhome in our home. So, I have no liability for business purposes. For example, if a dayhome child or parent falls on my sidewalk and they sue, I have no coverage.

Does anyone carry a general liability insurance policy for their private dayhome? If so, do you have a company that you reccommend?