If they are your neighbour then you might want to come right out and tell them that their hangup with the insurance was what we call a red flag in the daycare business meaning something that has nothing to do with providing care for the child and therefore you wish them well in finding care but so that they don't put off too many caregivers with their questions would they like to talk about why this was important to them and would they like some advice on what is really important for caregivers and parents to know.
I would be wanting to find out just what they were thinking and why. I mean afterall if they live next door what if a parent or child steps on their property or the ball goes over the fence into their prize petunias....

































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