I am new to running a home daycare so this may be common pracitce. I interviewed a family and the ONLY questions the father asked was if we had liaibility insurance to run a daycare. Thanks to this site I knew about the additional insurance.
I did a follow up call to see if they were interested in the spot since they hadn't fully commited since their babies won't start for several more months. They had three questions. One was, could they get a copy of my liability insurance! I think this is odd. The insurance covers me, not them. I was honest with the mother and said that this concerned me since children get bump, bruises, scraps etc. and that stuff happens even when you are right there. Kids are kids. She acknowledged this and said they were just concerned that if the child ran out on the road and was hit by a car and died where they would go from there.
Is this strange? What would you do? Should I be concerned?
Thanks in advance for all your help!