My rates are higher than subsidy pays, so parents have a parent portion that they are expected to pay. I personally haven't had a problem with not being able to claim their amount. I do include subsidy policies in the contract including parent portions and missed days being the parents financial responsibility because I can't claim for those days. If parents think this may be out of reach for them, then it is up to us to decide before the contract is signed if we can accept the risk of the loss of income.

But right now, I currently have 3 children that are subsidized and all is good!