My back-up is my assistant who I will use to cover for appointments. I do not bring her in for my sick days as I live in an apartment and therefore would not be able to get the rest I need to get better (children would be hounding me all day).

I've stopped at the grocery store once because I wanted to get some fruit for the children's snack but I would NEVER do this for my personal errands or make a habit out of it for any reason.