I LOVE your plan! One thing though, who is going to look after your baby while you are in school?

You actualy give me something to think about. I want to change my career(again ) and was looking at courses but all of them are during the day and none of them are in the evenings or at the weekends. Right now, I can not afford to close my day home and go to a school. Your post gave me an idea thank you.
Now, I'm wondering how much I should be charging if I take before and after school care? I still have to make what I'm making right now to be able to afford our living(oh I don't live in a palace and I still don't have an iphone )

Thank you again