I am in Calgary orginally was with an agency and just didn't find it worth it. I like being private. You could also look into switching agencies if you like the security of being with them. Most of the ones in Calgary that I know of you set your own fees and just remember to add money to cover the agency fee. The other thing is depending what level of ECE(or whatever its called) you get money from the gov't if you are with an agency which you don't get being private. Also is your insurance with the agency if so you would have to get private insurance