See ... I agree it can be a challenge to budget for things .... however when you go on vacation you still need to pay your RENT/MORTGAGE, PHONE BILL, CABLE, GYM MEMBERSHIP and any other services that are based on the 'space' used principle and IMO it is no different in OUR business either!

I know some banks now are having a 'vacation' from your Mortgage payment as a selling feature - but the reality is you pay MORE 11 months of the year so that you can take 1 month on when you take your summer vacation or what not ... you are still paying the SAME it is all in how you budget it

So for example .... if I was going to offer clients 2 weeks vacation were they did not pay me than my fees would just be $7 more a week on my pay options and I would put away $20 a pay from each client into savings to cover that 'down time' in income - but either way I would be making the same amount of money I NEED to make this a viable business option for me at the end of the year