Opening non-for-profit daycare in GTA

[Inspired by Reggio]

Home daycare isn't an option for me, unfortunately. My husband doesn't like the idea and I'd prefer to separate business from personal life.....

I am not sure about your finances - but if you are really serious about this option what about getting a new property that allows for a house and a separate home based daycare to be run out of it? I have many peers who have a 'dedicated space' for their home based business ... they sought out properties that had either a free standing apartment in the basement OR had a nanny flat where the laundry/furnace and so forth are still 'shared' but at the end of the day they can close the door to their business and commute upstairs to home?

This solution allows all the financial PERKS of being a home based business - instead of paying 'rent' out of your revenue you get to write off a portion of your mortgage which you are already paying anyway - lowering your taxable income? Plus you do not have to worry about nearly the amount of red tape or employees and all the other stress that comes from operating a centre?

Honestly - I work less hours now cause I do not have to 'commute' to work so while I am open 10 hours a day I am not spending an hour driving daily. Plus with the advantage of being able to write off a portion of my mortgage and property taxes and so forth while on paper it seems like I make LESS money I actually have more $$ in my pocket at the end of the tax year than I did in a centre ... the government gets less of my hard earned money in 'taxes' and I get to pay off my mortgage faster as a result creating equity for my retirement

Just food for thought about some of the many perks of 'home based programs' that your spouse might not have considered