I still don't really see the problem ..... Perhaps she didn't want to replace cheque and just wanted to wait till she had to write up a new one .... Maybe she has to pay for her cheques ..... I do all my payments by EMT and they are every two weeks so if I had a day or two that I owed I would just remind each parent a few day before the payment not to forget to remove the day(s) and if the forgot again I would just remind them again and be secretly happy they forgot as then the financial hit would be spread out a bit. But my parents wouldn't forget !; )