I could not imagine going back to public transit as my only option ~ my van was the best investment we ever made

Insurance wise .... I just added additional ryder for 'liability' to my vehicle policy to cover any issues both for medical costs and for 'liability' because I am transporting multiple children and if something ever happened could have multiple complainant's .... I believe it cost me like $20 a month which is in reality only 4 field trips for myself there and back using public transit and we take way more trips than that a month!

Just be careful they do not suck you into getting 'transporting for profit' ryder insurance like taxi drivers and buses and so forth have where the PRIME use of the vehicle is to transport for purpose of business cause you do not NEED that! I had that issue when I first opened and it was like $3000 a year on top of my normal insurance and I was like NO WAY ... but the dude quoting me did not 'understand' what I was wanting and when he heard 'transporting kids for field trips and to or from school' he was assuming that this was my ENTIRE business and that my van would be on the road all day everyday and therefore the 'risk' of accident that much higher :roll: