Feeling really confused....

[Inspired by Reggio]

The bank can't do anything if the client is the one who put a stop payment on it....

I was thinking more to clarify did it bounce or not .... however my understanding is that a cheque technically is legal tender putting a stop payment on a cheque for services ALREADY rendered is FRAUD and the bank needs to know that ... it is one thing to put a stop payment on a posted cheque because the person did not 'complete' the job and so forth so is not legally entitled to the money and you want to make sure they do not try to cash it .... but to do it for services you 'received' my understanding is that is illegal???

I could be wrong but I would be calling the bank to find out one way or another? If people can put a stop payment on cheques for services they RECEIVED and there is no legal recourse for the service provider than I am thinking time for them to stop allowing people to have cheques?