Feeling really confused....

[playfelt]

I am assuming the money is for the month of July and you either provided one week of care so far or no actual care as they have been on holidays. One of two things has likely happened: 1) they decided they needed the money for vacation and they plan to reimburse - make it right blaming the bank for the error - when they get back after arguing a bit about having to pay while they were gone or 2) they have no intentions of coming back and needed the money as the securitiy deposit for the new caregiver.

Either way I would start advertising and if you fill their spots before they get back good for you. It is doubtful there was a bank error. You might be able to find out from the bank what date the family posted the stop payment on and that might help with clues.

I get paid weekly in advance and have a two week end care deposit.

Guess I should be finding out from the bank how long after a cheque is deposited can the client change their minds and rescind the amount - ie once it is already paid out to me and cashed. Also what is the rule about cashing a cheque for cash - can the bank just go into my account and recoup the total amount from my other money.