I am currently operating out of an apartment. I would really like to move into a house and have a backyard/more indoor space/basement for the kids. However, the area that I am in currently is rather expensive. I got a really great deal on the apartment though, and we are in a great neighbourhood. I have been looking for a while now at houses in the area, and they are just not in my price range. So, if I choose to move to a house, I will need to leave this area. In addition to it being a wonderful neighborhood (best in the city, in my opinion--I have lived in quite a few different areas here), there are not a lot of daycare providers here, which makes it easier for me to get clients.

So, what would you do? Stay in the apartment, that's a great price, in a great area--but, well, it's an apartment. Or move to a less desirable neighbourhood, with more competition, but have a house.