Pregnancy and runnung a home daycare

[Inspired by Reggio]

Congratulations on your pending additions to the family!

For those contemplating hiring someone into your home this is an awesome solution for continuity of care ~ just a reminder that you are a 'business' and therefore have different rules than just hiring a babysitter for your 'own children on a Friday night' .... be safe and protect your business and make sure that A) you double check that your insurance ryder for your business covers employees in event of an accident cause that is different than a 'client' getting injured and may have an additional 'premium' as a result so not disclosing this could result in your insurance being voided in an incident and B) make sure that you have a legally binding employment contract that is clear as to who is responsible for collecting income tax, CPP, EI and other employee deductions YOU in which case you will make submissions on the employee behalf or that the wage 'includes' additional monetary amounts for these normal deductions and the employee is responsible for submission themselves because without this if you 'assume' they know to do this and come tax time they decide 'hey I did not get paid enough to cover all these deductions' they can come back after you as the 'employer' with a complaint which can create all sorts of trouble easily avoided with a proper and legal contract