My son has a severe allergy to peanuts and carries an epi pen on him. I have always told people first thing that my son has this fatal allergy and make sure they are comfortable with the epi pen as not every one is. You can actually go onto the epi pen website and and order a training kit. It comes with a fake epi pen. I keep this around the house now to review with babysitters when I go out.

I don't know about the insurance, but I can't see why that would be an additional issue.

Also, as long as he doesn't have peanuts (or any other nuts just to be safe) there won't be any need for the epi pen.

However, this means that your home must be peanut free. Some kids will react to the smell. I don't even allow kids in my house if they've had peanut butter in the am.

However, I would terminate the child. I think to not disclose information that can effect everyone is a big no no. It's a huge red flag for me! Anaphalaxis is fatal. He could have died in your care if you had fed him or someone near him the wrong thing. Not having an epi pen with him at all times is just stupid in my opinion. You're sure to run into other issues with this parent.

I have found an amazing product that I use in my home called WOW butter. It's identical to peanut butter and made with soy. It's amazing!