Thank you all for your advice! I am going to ask her to negotiate the contract to include 2 weeks paid holidays and Canadian stats only...if she can do this for me, we will stay...if not, sadly we will have to leave.

She's not a member of my family, but an home-based daycare. My little daughter really likes her, so it would be sad to leave, but honestly, this is unfair in my eyes. We live in a different economy now. Flexibility is the key to any good business relationship.