I think you saw a reason today NOT to be with an agency.
I would much perfer not to be with an agency, but 98% of the inquires I get for my daycare, are looking for subsidy spots and the 2% that are looking for private care want me to give them a discount. I am already charging $35/day. Most of the daycare's in my area are $40/$45 per day, with some as high as $60 or as low as $20. I will not go lower then $35/day.
All the clients I have right now are through one of my agencies.