Wow Cfred. Sounds like a movie...sorry to laugh but the "backed the van into the new client" got me. Too crazy to be anyones life? So sorry for your trials. Keep this in mind, not only does God not give you anything you can't handle, but What doesn't kill you only makes you stronger. Sounds like you are going through some tough stuff, but most likely not without reason....hold strong and know at the end of all this the reality is...YOU CAN HANDLE ANYTHING! Take care Cfred, and keep rowing the shore is closer than you think.