I agree with jazmic, just calculated it as well and that 320 is only for a four week month a lot of months have closer to 5 fulls weeks which would be more like a 400$ a month charge. Is it just because you dont want a contract or does the contract have a length of time. one full year? You would think you would be saving a little money, if you go with her idea. OR do you need varying days and she is not offering that?