Hi ... I grew up in simcoe county ... Where are you ? My two sisters still live there!

Regarding your policies I guess it depends on what they are on weather you wait for the renewal .... Becareful though because some people may have chosen you for certain policies and since you have been open only two months they may not be pleased ....
So post your questions and we can give our suggestions ..... Congrats on the opening of your dayhome