I am with pc financial .... I can receive all the EMT's for free but I am charged $1.50 (I think) for sending one. Some banks don't charge at all For sending or receiving ..... But no I would deduct anything .... Some banks allow you to set it up online and others you have to go in. When your client sends you a payment they will have to set up a security question.... All my families use their kids name. But I love EMT !!!!
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