I'm sorry that things are so miserable for you. You hit the nail on the head though when you commented on two things: the pay, and the child. Both are very important. The pay for Before and After School care is miserable, and it's one of the most labour intensive forms of childcare out there - unless the child is of an age where they can walk themselves to your home. Especially on those inclement days. Bleh ! By the time you provide a snack and factor in the other costs involved in entertaining them (craft materials, books, etc) I've never been able to make the numbers work with it. So, you may be coming to the same realization. Another important point to consider before you throw in the towel - the wrong clients/kids can make this job (any job for that matter) horrible. If the dynamics between your child and this daycare child are as poor as you say they are, my advice would be to terminate care. There are some children who are just holy terrors - I've met a few of them over the years - and if you're lucky you can weed them out in the interview stage - before they even become clients. Sometimes though, you wind up with one of these "problems" Don't beat yourself up for not seeing it coming. This is your business, and you are allowed to decide who you will and won't care for. Once the troublemaker is removed from the situation you can then decide if you want to continue providing care, and you can sort through the other stuff that's bugging you: do you need to earn more money to make things financially viable (maybe you move from being a "full service" provider - someone who offers Part Time, BA School care, causual care - to one who only offers full time, care) do you just need a child who isn't bringing so much toxicity into your home, or are you truly just not happy with being a home daycare provider (which is okay too) and you need a new career path. Good luck with all of this stuff - hope things get sorted out !