Reasons why you've terminated?

[gramma]

Dear X

After serious consideration, I have determined that I will no longer be able to provide care for X.. There has been a consistant lack of communication and respect for policies especially with regard to payments and therefore I will be terminating our agreement effective on Jan XX 2013.


Regards,

Loulou

in this case, i think you need to briefly state the reasons given that they must be aware that they pay late etc. I just say that you need to avoid things like saying that the lack of communications causes you stress and that it affects your family finances and that sort of thing because if they respected you, they wouldnt pay late in the first place. good luck.