Ok my friends with teenagers ~ can you help me out with an car insurance question ... does your vehicles insurance automatically go up if you have a 16 year old with a drivers license living in your home? Or does it only go up if you actually put them onto your vehicle as a 'permitted secondary driver'?
I have never had to deal with this as I left home before 16 so was late getting my license and my friends parents all permitted and encouraged them to get their license ... but to me if your kid is never allowed to drive your car than your insurance should not be affected but my stepson has been 'forbidden' to get his license by his stepmother because she does not want her insurance going up and that just does not seem right to me.
I am just trying to figure it out if we can support him getting his license without affecting her ~ going to call my insurance company tomorrow to see how it would affect ours if we let him drive when here ... but just wanted others experience in case it is 'company' specific how this is handled?
Thanks