Honestly in 25 years of working in childcare and 17 of those were in large centre care with a much higher statistical probability of incident occurring only TWICE have I seen an ambulance have to be called and the one time the parent got to the daycare before the ambulance and was able to ride with their kid ~ both those times were for EMERGENCY HEALTH reasons as the child in question was having a seizure out of the blue and we could not 'wait' for the parent to get there to figure out why so 911 got called .... one was from a fever that rose over 105 undetected by staff it came on that fast and the other the child ended up having epilepsy but the point is the probability of ever having to USE your emergency policy is VERY SLIM but it is imperative to have it for sure just to avoid any panic or conflict at how it was handled after the fact cause it is all 'clear' for clients!

Most of the times when an 'accident' occurs in a program it is not 'life threatening' so there is time to call the parent and have them come and pick up the children to 'get something checked out' just to be safe but nothing in a life threatening manner that an ambulance had to be called.

Honestly yes children trip and fall and get bumps because they are learning to master their physical self and make errors in judgement but in the 6 years I have been working from home I have only had two accidents that truly needed 'first aid' and a heads up phone call to the parent and they were from the SAME kid whose parents refused to get her proper shoes and let her wear 'flip flop kitten shoes' to daycare and well twice she tripped on them and smacked her head and got a nasty bump/bruise as a result!