I have the following in my contract, so I can take clients to court or get a collections Agency to get the money for me.

We agree that if we end up in court over money or any other reasons (payment for services, reimbursement cost etc. ) all court fees are our responsibility and not that of Valerie's Home Daycare (Valerie E. XXXXXXXX) or any members of her family or staff. We are also responsible to cover any and all wages lost to Valerie XXXXXXXX, any of her family member an any and all staff who have had to miss work do to going to court for any reason. We will also pay for any staff required to cover the daycare for days Valerie XXXXXXXX has to attend court or meet with her lawyer. We are aware that if any payments of fees or reimbursements are not made Valerie's Home Daycare can have a collections Agency collect the money on Valerie XXXXXXXs behalf.