Dcm doesnt want to pay

[gramma]

BlueRose, how do you get a collection agency to collect for you? How much does it cost?

[BlueRose]

Happy to say I haven't had to use one yet, so I am not sure. I am going to look into it. I believe they take a percentage, but not sure.

[gramma]

Do i have the right to withold a receipt until such times as the outsanding balance is paid

[BlueRose]

I found this collection agency on line http://www.optimumcredit.ca/
There are lots of others. I just typed in collection agency in google search and got a whole list of them. I looked at a few, but this on looked good.

[bright sparks]

I was under the impression you sell your debt to the collection company and then its no longer your issue. They are responsible for collecting the debt and I am pretty sure that after what they consider "a reasonable amount of time" to repay, which is about 4-6 weeks but varies by company, they then slap a collections notice on your credit file which stays for 7 years and start adding interest as a penalty. I would imagine they buy the debt off you at a certain percent less so they can make money on it.

[Sandbox Sally]

Personally I would have let her off early since you can't do the exact 21 days in your contract anyways and it wouldn't be logical for her to start somewhere else and then come back to your daycare for the 1 day owing.

Two weeks is pretty much the normal notice period and would be sufficient for me personally especially since mom sounds angry. I would rather have it all done and over with sooner

I am concerned that you have a cheque on file as your last week's payment or deposit. I always cash cheques for the deposit when they are given and advise parents that they are welcome to pay via cheque but I will cash it in. Otherwise - what stops the parent from putting a stop payment on the cheque if things go sour and you actually need that deposit or what if the cheque expires? I would rather have the actual funds in a secure location to cover the last week or two if that situation ever arose.

At this point, I would just try to exit the whole relationship as gracefully and cooly as possible because you don't want to burn bridges or have her bad mouthing you or your daycare. I would try to keep everything professional and not personal.

Good luck. It sounds really stressful.

I do the same as the bolded. I cash cheques immediately.

[gramma]

alphagetti, the cheque i have on file is for their normal payment that would have been due today. I cashed the deposit cheque at the time the contract was signed but it was only for 1 week. what they are not paying for is the care that should be taking place for the next few weeks they decided not to bring her but the contract says they have to pay regardless of attendance. my loss as its not worth fighting for.

I just found out that she has already been turned down by another provider who is a friend of a friend.

[playfelt]

And that says a lot about her too that she just assumed finding someone else wouldn't be an issue and burned her bridges before she had to. The smugness of knowing she screwed herself over is worth far more than the money owed.