Quote Originally Posted by torontokids View Post
...Can individual brokers make decisions not to insure but another broker through the same insurance company decide to cover it?
Seeing as many rules are often open to 'interpretation' in our society I am going to guess YES cause even the interpretation of the Day Nursery Act varies across the Province with some areas being allowed to do things that Ministry Injectors banned in other areas ... an example of that for home care is that in the regulated industry some agencies allow the providers own children over age 6 no longer count in their ratios other agencies make them count their own children right to age 10 just like any other 'school age' child would be counted so you will often see 'banter' back and forth about this rule on boards even though across Ontario they are all working from the 'same' DNA just that some follow the minimum standards and others have made 'additional rules' above the DNA that really are not DNA rules but 'agency rules'.

Same things happens with CRA and a provider will call and get one employee who says yes sure you can do that and another provider calls and gets a different person who says 'nope you cannot write that off'.

This is why I always advocate get it CLEARLY IN WRITING when someone tells you that you can do something in your business that is that sort of 'grey' thing but will bite you in the ass if you do it wrong.