Well, hopefully you can find something that'll work for you in a neighbourhood with better daycare prospects for you. I was in exactly your position a year ago, with the exception that I couldn't even get agency kids being out in the boonies. Buying a house was completely a spur of the moment decision as I too had a little debt to take care of and had always been scared to take the plunge. I'll bet, once you move from your area into a new one, you'll fill quickly.

Yup, townhouses fit the bill nicely Good luck BlueRose