Playfelt is exactly right. The age restrictions and skimming were the exact reasons I didn't go through an agency. You may as well keep that extra for yourself. You said you're mainly getting calls for people looking for subsidy? Are those just through the agency or do you get them privately as well. But yes, it does sound like it could be a location problem.

Playfelt also mentioned the notion of starting with a townhouse, which is a good idea for different reasons, the main being affordability. But also, they are considered a starting home, so lots and lots of young families just getting started.