Wow ~ my heart goes out to your client .... loosing your entire home must be truly devastating specially when they are precariously juggling moms employment and dad being unemployed

In your shoes I would likely sit down and look at my own budget and see how generous I could afford to be to a client in such a position ... aka how many weeks of care could I budget to donate so to speak and offer to care for the child in the interm without a fee so that they can focus on the insurance end of thing and getting stabilized and so forth ... cause in the flip scenario I know I would appreciate whatever support and help I could get.

Also agree with TOkids .... to avoid being unintentionally taken advantage of I would suggest you have a clear 'end date' in mind when you would need them to start paying for care again to maintain the space. Also if you 'need the income yourself' do not feel obligated to do this for 'free' perhaps a plan for repaying the fees for the services you rendered without fee during their time of need so it is not entirely done for 'free' so to speak either at a discount or in its entirety?

Also I know it is hard for us with our nurturing or caregiver hearts at the root of our thinking but IMO important to remember your business hat in face of compassion ~ if you choose a plan where you are waiving a fee entirely for a short term, working for a partial fee for a short term or whatever important to put it in writing the 'details' and get them to sign an amendment to their current contract and so forth so if for something reason things do go sour in face of your generosity you have yourself covered too!