Can I still pose the question though and what are your thoughts, but why do we need insurance for our own children? Who is going to sue us if something happens to our own child? I mean I am covered as far as I know for the 6 kids I have during the day but I just don't understand. Did you ever ask this question Torontokids. I would be curious as to the reason but not curious enough to wait on the phone for 5-10 minutes LOLbut just wondering has anyone ever asked this????
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