Hi Dayna, welcome aboard from another newbie provider. If you PM me your email address, I don't mind sending you my handbook. It's work in progress, but it will give you something to get ideas from.
And this is a site with oodles of free forms from daycare providers for daycare providers: http://www.thedaycarelady.com/ . It's been very helpful to me. I downloaded one of the handbook examples and used that as a template for my own. Same with a contract. There's tons of helpful stuff there, you'll love it!