I would choose right now either private or agency. Then you can focus more on one them both. I would go private and lower my rate. Make a sign for your house either put it in the front yard or in your window. I bet you alot of people don't know that you are running a daycare. Hand out flyers thruout your neighbour hood, if you a community post office advertise there. Let the schools know too. I think more than half of us have worked for an agency all we all left.