Weird! I may have to call them again...we are spending way too much on insurance now!

Quote Originally Posted by homeschoolmom View Post
The rep from TD that we talked to gave us the exact opposite answer, sunnydays and torontokids! My husband asked very detailed questions, and the coverage includes anything that happens to the kids at home and on outings (no-fault), damages to the home, and replacement costs. I'll be getting my coverage info in the mail this week, so I can pop back on here and give more details.