thank you, momof4, for those words of affirmation! i sent out an amendment today to my policy released on friday. haha. it's regarding...you guessed it...deposits!!

i have had the day to cool down and feel much better about everything. really, it's good riddance to this dcm, even if her daughter was an angel.

good point about renewing contracts every year.

judy t, excellent advice. it's now in place. if that means i lose a couple of clients, so be it.

i hate learning things the hard way!! but at least then it sticks!