How did you get a refund? You must have other things like RRSPs, previously worked or something unless you pay into CPP and tax to the government monthly and over paid. I'm confused on how you got money back?
I budget for about $500 - $800 come tax time. I just save that amount and then write the government a cheque when I do my taxes. If I pay less then it's a bonus for me...I've never had to pay more.

































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