Just to clarify, if you're with an agency, your own kids under 10 are included in the 5 and ages matter. Privately, ages don't matter but you can only have 5 plus your own kids. As someone else said, I would get the facts straight first as it sounds like your friends don't even know the number of kids...maybe it seems like more than it is to them because they only have one. It could be very damaging to the daycare provider's reputation if you have her investigated for nothing.