I think it's a great program and when you weigh the cost versus the benefits you will receive it makes sense if you plan on having a baby. I wanted to and will post a follow up when my benefits arrive because I really think more home daycare providers should take advantage of this program. Mind you, it doesn't make a lot of sense if your children are older and you don't plan on having more.
Don't stress 5 little monkeys - I think you did the right thing!

































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